Call reports 2010
AMERICAN BANK, NATIONAL ASSOCIATION — 2010
What AMERICAN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 881,482,000 | 903,732,000 | 944,163,000 | 949,087,000 |
| Total loans | 615,818,000 | 616,684,000 | 615,450,000 | 621,628,000 |
| Allowance for loan losses | 10,385,000 | 10,735,000 | 11,090,000 | 10,501,000 |
| Securities available for sale | 167,134,000 | 154,263,000 | 177,886,000 | 219,083,000 |
| Securities held to maturity | 287,000 | 278,000 | 267,000 | 260,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 788,028,000 | 811,003,000 | 846,114,000 | 859,237,000 |
| Interest-bearing deposits | 416,643,000 | 425,907,000 | 461,009,000 | 469,496,000 |
| Noninterest-bearing deposits | 371,385,000 | 385,096,000 | 385,105,000 | 389,741,000 |
| Equity capital | 90,046,000 | 89,643,000 | 94,748,000 | 86,205,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 9,787,000 | 19,797,000 | 30,085,000 | 40,027,000 |
| Interest expense | 838,000 | 1,693,000 | 2,526,000 | 3,215,000 |
| Net interest income | 8,949,000 | 18,104,000 | 27,559,000 | 36,812,000 |
| Noninterest income | 3,343,000 | 6,434,000 | 9,422,000 | 12,435,000 |
| Noninterest expense | 9,150,000 | 18,372,000 | 27,939,000 | 37,568,000 |
| Provision for loan losses | 450,000 | 900,000 | 1,350,000 | 1,800,000 |
| Pretax income | 2,692,000 | 5,266,000 | 7,692,000 | 11,411,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,692,000 | 5,266,000 | 7,692,000 | 11,411,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 79,304,000 | 80,033,000 | 81,958,000 | 81,097,000 |
| Total capital | 87,359,000 | 88,060,000 | 90,038,000 | 89,355,000 |
| Risk-weighted assets | 643,143,000 | 639,311,000 | 643,572,000 | 658,216,000 |