Call reports 2009
AMERICAN BANK, NATIONAL ASSOCIATION — 2009
What AMERICAN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 847,339,000 | 860,736,000 | 874,664,000 | 871,650,000 |
| Total loans | 610,717,000 | 608,979,000 | 607,806,000 | 599,455,000 |
| Allowance for loan losses | 9,363,000 | 9,806,000 | 9,977,000 | 10,322,000 |
| Securities available for sale | 172,834,000 | 166,488,000 | 162,924,000 | 167,792,000 |
| Securities held to maturity | 328,000 | 319,000 | 311,000 | 295,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 765,076,000 | 777,068,000 | 784,921,000 | 777,979,000 |
| Interest-bearing deposits | 396,682,000 | 396,459,000 | 406,166,000 | 409,125,000 |
| Noninterest-bearing deposits | 368,394,000 | 380,609,000 | 378,755,000 | 368,854,000 |
| Equity capital | 79,173,000 | 79,198,000 | 86,247,000 | 87,278,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 10,552,000 | 20,996,000 | 31,247,000 | 42,928,000 |
| Interest expense | 1,321,000 | 2,559,000 | 3,663,000 | 4,698,000 |
| Net interest income | 9,231,000 | 18,437,000 | 27,584,000 | 38,230,000 |
| Noninterest income | 3,256,000 | 6,312,000 | 9,158,000 | 12,258,000 |
| Noninterest expense | 8,765,000 | 17,682,000 | 26,686,000 | 37,653,000 |
| Provision for loan losses | 450,000 | 900,000 | 1,350,000 | 1,800,000 |
| Pretax income | 3,272,000 | 6,167,000 | 8,706,000 | 11,035,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,272,000 | 6,167,000 | 8,706,000 | 11,035,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,686,000 | 72,796,000 | 74,732,000 | 77,050,000 |
| Total capital | 79,692,000 | 80,758,000 | 82,698,000 | 84,953,000 |
| Risk-weighted assets | 640,302,000 | 635,005,000 | 635,122,000 | 631,120,000 |