Call reports 2008
AMERICAN BANK, NATIONAL ASSOCIATION — 2008
What AMERICAN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 867,928,000 | 874,069,000 | 893,554,000 | 859,286,000 |
| Total loans | 595,813,000 | 590,496,000 | 599,416,000 | 612,166,000 |
| Allowance for loan losses | 7,816,000 | 7,911,000 | 8,075,000 | 9,094,000 |
| Securities available for sale | 157,628,000 | 144,973,000 | 182,127,000 | 181,331,000 |
| Securities held to maturity | 380,000 | 363,000 | 347,000 | 336,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 790,209,000 | 798,459,000 | 815,375,000 | 772,333,000 |
| Interest-bearing deposits | 391,920,000 | 391,332,000 | 400,197,000 | 393,324,000 |
| Noninterest-bearing deposits | 398,289,000 | 407,127,000 | 415,178,000 | 379,009,000 |
| Equity capital | 72,357,000 | 70,038,000 | 73,522,000 | 78,009,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 12,808,000 | 24,615,000 | 36,362,000 | 47,874,000 |
| Interest expense | 3,119,000 | 5,449,000 | 7,685,000 | 9,412,000 |
| Net interest income | 9,689,000 | 19,166,000 | 28,677,000 | 38,462,000 |
| Noninterest income | 3,140,000 | 6,324,000 | 9,486,000 | 12,755,000 |
| Noninterest expense | 8,524,000 | 16,755,000 | 25,240,000 | 34,407,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 1,600,000 |
| Pretax income | 4,155,000 | 8,435,000 | 12,473,000 | 15,210,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,155,000 | 8,435,000 | 12,473,000 | 15,210,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,512,000 | 66,933,000 | 69,847,000 | 72,217,000 |
| Total capital | 74,328,000 | 74,844,000 | 77,782,000 | 80,241,000 |
| Risk-weighted assets | 642,834,000 | 644,077,000 | 637,779,000 | 643,982,000 |