Call reports 2007
AMERICAN BANK, NATIONAL ASSOCIATION — 2007
What AMERICAN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 813,505,000 | 805,866,000 | 830,096,000 | 862,439,000 |
| Total loans | 544,884,000 | 563,167,000 | 562,616,000 | 603,652,000 |
| Allowance for loan losses | 7,054,000 | 7,205,000 | 7,328,000 | 7,724,000 |
| Securities available for sale | 157,430,000 | 155,192,000 | 155,135,000 | 158,314,000 |
| Securities held to maturity | 478,000 | 452,000 | 427,000 | 402,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 743,849,000 | 735,720,000 | 760,847,000 | 787,943,000 |
| Interest-bearing deposits | 375,178,000 | 366,178,000 | 381,582,000 | 389,284,000 |
| Noninterest-bearing deposits | 368,671,000 | 369,542,000 | 379,265,000 | 398,659,000 |
| Equity capital | 66,894,000 | 65,901,000 | 63,929,000 | 68,458,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 13,165,000 | 26,840,000 | 40,700,000 | 54,754,000 |
| Interest expense | 4,037,000 | 8,208,000 | 12,688,000 | 16,769,000 |
| Net interest income | 9,128,000 | 18,632,000 | 28,012,000 | 37,985,000 |
| Noninterest income | 2,871,000 | 5,805,000 | 8,750,000 | 12,120,000 |
| Noninterest expense | 8,071,000 | 16,145,000 | 24,583,000 | 33,642,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 3,778,000 | 7,992,000 | 11,729,000 | 15,863,000 |
| Income tax | 0 | 0 | 40,000 | 40,000 |
| Net income | 3,778,000 | 7,992,000 | 11,689,000 | 15,823,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,180,000 | 65,871,000 | 61,719,000 | 64,803,000 |
| Total capital | 72,125,000 | 73,076,000 | 69,047,000 | 72,527,000 |
| Risk-weighted assets | 592,153,000 | 600,203,000 | 608,285,000 | 644,730,000 |