Call reports 2006
AMERICAN BANK, NATIONAL ASSOCIATION — 2006
What AMERICAN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 714,493,000 | 718,859,000 | 722,877,000 | 786,051,000 |
| Total loans | 498,852,000 | 495,439,000 | 499,819,000 | 535,222,000 |
| Allowance for loan losses | 6,066,000 | 6,192,000 | 6,332,000 | 6,875,000 |
| Securities available for sale | 134,170,000 | 136,621,000 | 146,142,000 | 156,879,000 |
| Securities held to maturity | 618,000 | 583,000 | 547,000 | 514,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 656,430,000 | 660,359,000 | 661,958,000 | 716,475,000 |
| Interest-bearing deposits | 307,730,000 | 329,292,000 | 331,641,000 | 376,418,000 |
| Noninterest-bearing deposits | 348,700,000 | 331,067,000 | 330,317,000 | 340,057,000 |
| Equity capital | 55,098,000 | 54,889,000 | 57,835,000 | 64,343,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 11,017,000 | 22,747,000 | 35,197,000 | 50,624,000 |
| Interest expense | 2,519,000 | 5,544,000 | 9,171,000 | 13,770,000 |
| Net interest income | 8,498,000 | 17,203,000 | 26,026,000 | 36,854,000 |
| Noninterest income | 2,704,000 | 5,502,000 | 7,993,000 | 11,177,000 |
| Noninterest expense | 7,441,000 | 14,692,000 | 22,058,000 | 32,158,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 645,000 |
| Pretax income | 3,611,000 | 7,713,000 | 11,511,000 | 15,228,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,611,000 | 7,713,000 | 11,511,000 | 15,228,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,026,000 | 55,039,000 | 56,844,000 | 62,880,000 |
| Total capital | 60,092,000 | 61,231,000 | 63,176,000 | 69,755,000 |
| Risk-weighted assets | 533,374,000 | 530,849,000 | 536,942,000 | 575,433,000 |