Call reports 2005
AMERICAN BANK, NATIONAL ASSOCIATION — 2005
What AMERICAN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 647,465,000 | 677,821,000 | 676,343,000 | 703,066,000 |
| Total loans | 469,479,000 | 476,117,000 | 481,784,000 | 486,641,000 |
| Allowance for loan losses | 5,506,000 | 5,650,000 | 5,796,000 | 5,958,000 |
| Securities available for sale | 107,484,000 | 110,442,000 | 127,638,000 | 140,501,000 |
| Securities held to maturity | 839,000 | 774,000 | 709,000 | 653,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 597,372,000 | 625,981,000 | 621,628,000 | 645,196,000 |
| Interest-bearing deposits | 290,590,000 | 290,237,000 | 299,500,000 | 306,471,000 |
| Noninterest-bearing deposits | 306,782,000 | 335,744,000 | 322,128,000 | 338,725,000 |
| Equity capital | 47,174,000 | 47,964,000 | 50,903,000 | 52,743,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 8,316,000 | 17,287,000 | 27,182,000 | 37,782,000 |
| Interest expense | 1,302,000 | 2,970,000 | 4,846,000 | 7,143,000 |
| Net interest income | 7,014,000 | 14,317,000 | 22,336,000 | 30,639,000 |
| Noninterest income | 2,695,000 | 4,981,000 | 7,345,000 | 10,090,000 |
| Noninterest expense | 6,205,000 | 12,589,000 | 19,486,000 | 26,828,000 |
| Provision for loan losses | 225,000 | 450,000 | 675,000 | 900,000 |
| Pretax income | 3,279,000 | 6,259,000 | 9,520,000 | 13,001,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,279,000 | 6,259,000 | 9,520,000 | 13,001,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,314,000 | 46,239,000 | 49,501,000 | 51,741,000 |
| Total capital | 51,820,000 | 51,889,000 | 55,297,000 | 57,699,000 |
| Risk-weighted assets | 497,404,000 | 506,664,000 | 507,319,000 | 519,087,000 |