Call reports 2004
AMERICAN BANK, NATIONAL ASSOCIATION — 2004
What AMERICAN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 572,540,000 | 581,834,000 | 601,503,000 | 626,046,000 |
| Total loans | 411,904,000 | 427,816,000 | 419,674,000 | 450,303,000 |
| Allowance for loan losses | 4,812,000 | 4,969,000 | 5,148,000 | 5,255,000 |
| Securities available for sale | 102,628,000 | 99,981,000 | 95,995,000 | 111,786,000 |
| Securities held to maturity | 1,192,000 | 1,071,000 | 980,000 | 900,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 524,096,000 | 535,679,000 | 552,847,000 | 576,166,000 |
| Interest-bearing deposits | 250,985,000 | 260,751,000 | 253,704,000 | 284,061,000 |
| Noninterest-bearing deposits | 273,111,000 | 274,928,000 | 299,143,000 | 292,105,000 |
| Equity capital | 45,276,000 | 43,429,000 | 45,272,000 | 46,064,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 6,488,000 | 13,198,000 | 20,171,000 | 27,771,000 |
| Interest expense | 899,000 | 1,705,000 | 2,560,000 | 3,569,000 |
| Net interest income | 5,589,000 | 11,493,000 | 17,611,000 | 24,202,000 |
| Noninterest income | 2,247,000 | 4,482,000 | 6,531,000 | 8,814,000 |
| Noninterest expense | 5,483,000 | 11,486,000 | 17,199,000 | 24,431,000 |
| Provision for loan losses | 225,000 | 450,000 | 675,000 | 900,000 |
| Pretax income | 2,128,000 | 4,540,000 | 6,769,000 | 8,186,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,128,000 | 4,540,000 | 6,769,000 | 8,186,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,562,000 | 41,506,000 | 42,288,000 | 44,415,000 |
| Total capital | 45,374,000 | 46,475,000 | 47,436,000 | 49,670,000 |
| Risk-weighted assets | 440,390,000 | 453,941,000 | 443,881,000 | 478,163,000 |