Call reports 2003
AMERICAN BANK, NATIONAL ASSOCIATION — 2003
What AMERICAN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 499,569,000 | 507,096,000 | 532,941,000 | 560,705,000 |
| Total loans | 361,901,000 | 367,237,000 | 370,453,000 | 383,685,000 |
| Allowance for loan losses | 4,088,000 | 4,287,000 | 4,513,000 | 4,647,000 |
| Securities available for sale | 74,086,000 | 70,779,000 | 83,753,000 | 110,967,000 |
| Securities held to maturity | 1,912,000 | 1,684,000 | 1,485,000 | 1,306,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 455,153,000 | 461,245,000 | 486,766,000 | 512,729,000 |
| Interest-bearing deposits | 236,336,000 | 233,231,000 | 239,837,000 | 257,880,000 |
| Noninterest-bearing deposits | 218,817,000 | 228,014,000 | 246,929,000 | 254,849,000 |
| Equity capital | 41,880,000 | 42,539,000 | 42,659,000 | 44,121,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 6,064,000 | 12,209,000 | 18,428,000 | 24,789,000 |
| Interest expense | 878,000 | 1,735,000 | 2,472,000 | 3,233,000 |
| Net interest income | 5,186,000 | 10,474,000 | 15,956,000 | 21,556,000 |
| Noninterest income | 2,079,000 | 4,251,000 | 6,549,000 | 8,680,000 |
| Noninterest expense | 4,988,000 | 10,249,000 | 15,733,000 | 21,803,000 |
| Provision for loan losses | 225,000 | 450,000 | 675,000 | 900,000 |
| Pretax income | 2,052,000 | 4,026,000 | 6,097,000 | 7,533,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,052,000 | 4,026,000 | 6,097,000 | 7,533,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,845,000 | 37,377,000 | 38,271,000 | 39,707,000 |
| Total capital | 40,933,000 | 41,664,000 | 42,784,000 | 44,354,000 |
| Risk-weighted assets | 377,735,000 | 386,190,000 | 398,872,000 | 417,078,000 |