Call reports 2002
AMERICAN BANK, NATIONAL ASSOCIATION — 2002
What AMERICAN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 461,434,000 | 474,435,000 | 481,509,000 | 497,468,000 |
| Total loans | 316,126,000 | 322,875,000 | 337,658,000 | 344,961,000 |
| Allowance for loan losses | 3,249,000 | 3,461,000 | 3,692,000 | 3,891,000 |
| Securities available for sale | 77,036,000 | 76,433,000 | 81,045,000 | 75,740,000 |
| Securities held to maturity | 2,928,000 | 2,633,000 | 2,401,000 | 2,187,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 406,799,000 | 418,615,000 | 437,866,000 | 451,615,000 |
| Interest-bearing deposits | 230,527,000 | 221,762,000 | 234,685,000 | 248,433,000 |
| Noninterest-bearing deposits | 176,272,000 | 196,853,000 | 203,181,000 | 203,182,000 |
| Equity capital | 35,656,000 | 37,346,000 | 40,156,000 | 41,204,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 6,134,000 | 12,412,000 | 18,792,000 | 25,059,000 |
| Interest expense | 1,183,000 | 2,356,000 | 3,476,000 | 4,494,000 |
| Net interest income | 4,951,000 | 10,056,000 | 15,316,000 | 20,565,000 |
| Noninterest income | 1,739,000 | 3,531,000 | 5,348,000 | 7,248,000 |
| Noninterest expense | 4,754,000 | 9,628,000 | 14,547,000 | 20,342,000 |
| Provision for loan losses | 225,000 | 450,000 | 675,000 | 900,000 |
| Pretax income | 1,739,000 | 3,540,000 | 5,473,000 | 6,602,000 |
| Income tax | 0 | 0 | 0 | 1,000 |
| Net income | 1,739,000 | 3,540,000 | 5,473,000 | 6,601,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,409,000 | 33,101,000 | 35,211,000 | 36,339,000 |
| Total capital | 35,658,000 | 36,562,000 | 38,903,000 | 40,230,000 |
| Risk-weighted assets | 337,951,000 | 344,264,000 | 355,069,000 | 362,710,000 |