Call reports 2016
TOUCHMARK NATIONAL BANK — 2016
What TOUCHMARK NATIONAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 218,240,000 | 231,328,000 | 236,620,000 | 277,461,000 |
| Total loans | 168,841,000 | 196,275,000 | 200,076,000 | 225,446,000 |
| Allowance for loan losses | 2,428,000 | 2,580,000 | 2,832,000 | 3,183,000 |
| Securities available for sale | 23,102,000 | 19,692,000 | 19,979,000 | 24,692,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 167,701,000 | 182,256,000 | 184,718,000 | 223,664,000 |
| Interest-bearing deposits | 150,259,000 | 161,390,000 | 164,955,000 | 193,113,000 |
| Noninterest-bearing deposits | 17,442,000 | 20,866,000 | 19,763,000 | 30,551,000 |
| Equity capital | 30,530,000 | 31,117,000 | 31,727,000 | 32,160,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,220,000 | 4,681,000 | 7,373,000 | 10,276,000 |
| Interest expense | 393,000 | 848,000 | 1,310,000 | 1,798,000 |
| Net interest income | 1,827,000 | 3,833,000 | 6,063,000 | 8,478,000 |
| Noninterest income | 192,000 | 644,000 | 1,363,000 | 2,430,000 |
| Noninterest expense | 1,519,000 | 3,119,000 | 4,776,000 | 6,633,000 |
| Provision for loan losses | 50,000 | 200,000 | 450,000 | 800,000 |
| Pretax income | 564,000 | 1,278,000 | 2,345,000 | 3,620,000 |
| Income tax | 195,000 | 452,000 | 839,000 | 1,315,000 |
| Net income | 369,000 | 826,000 | 1,506,000 | 2,305,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,472,000 | 29,232,000 | 30,168,000 | 30,590,000 |
| Total capital | 30,794,000 | 31,812,000 | 32,910,000 | 33,599,000 |
| Risk-weighted assets | 184,998,000 | 207,838,000 | 218,826,000 | 240,010,000 |