Call reports 2015
TOUCHMARK NATIONAL BANK — 2015
What TOUCHMARK NATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 166,326,000 | 176,576,000 | 197,275,000 | 195,707,000 |
| Total loans | 126,971,000 | 139,108,000 | 159,031,000 | 156,167,000 |
| Allowance for loan losses | 2,002,000 | 2,177,000 | 2,356,000 | 2,375,000 |
| Securities available for sale | 28,193,000 | 27,575,000 | 27,771,000 | 28,480,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,891,000 | 139,588,000 | 143,160,000 | 142,821,000 |
| Interest-bearing deposits | 112,242,000 | 123,450,000 | 127,068,000 | 128,896,000 |
| Noninterest-bearing deposits | 17,649,000 | 16,138,000 | 16,092,000 | 13,925,000 |
| Equity capital | 28,594,000 | 28,868,000 | 29,612,000 | 30,042,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,738,000 | 3,586,000 | 5,623,000 | 7,759,000 |
| Interest expense | 311,000 | 636,000 | 974,000 | 1,326,000 |
| Net interest income | 1,427,000 | 2,950,000 | 4,649,000 | 6,433,000 |
| Noninterest income | 581,000 | 1,423,000 | 2,232,000 | 2,782,000 |
| Noninterest expense | 1,526,000 | 2,929,000 | 4,412,000 | 5,690,000 |
| Provision for loan losses | 125,000 | 300,000 | 475,000 | 625,000 |
| Pretax income | 420,000 | 1,207,000 | 2,057,000 | 3,003,000 |
| Income tax | 147,000 | 423,000 | 720,000 | 1,051,000 |
| Net income | 273,000 | 784,000 | 1,337,000 | 1,952,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,630,000 | 26,254,000 | 27,131,000 | 27,946,000 |
| Total capital | 27,441,000 | 28,228,000 | 29,295,000 | 30,107,000 |
| Risk-weighted assets | 143,072,000 | 157,735,000 | 171,610,000 | 171,576,000 |