Call reports 2013
TOUCHMARK NATIONAL BANK — 2013
What TOUCHMARK NATIONAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 120,684,000 | 121,784,000 | 123,366,000 | 131,091,000 |
| Total loans | 76,966,000 | 78,115,000 | 84,215,000 | 93,941,000 |
| Allowance for loan losses | 1,539,000 | 1,391,000 | 1,247,000 | 1,264,000 |
| Securities available for sale | 26,255,000 | 23,209,000 | 22,991,000 | 22,166,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,784,000 | 77,110,000 | 75,339,000 | 81,362,000 |
| Interest-bearing deposits | 66,770,000 | 66,945,000 | 65,956,000 | 72,338,000 |
| Noninterest-bearing deposits | 9,014,000 | 10,165,000 | 9,383,000 | 9,024,000 |
| Equity capital | 27,009,000 | 26,862,000 | 26,983,000 | 26,684,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,276,000 | 2,518,000 | 3,701,000 | 4,983,000 |
| Interest expense | 209,000 | 391,000 | 574,000 | 766,000 |
| Net interest income | 1,067,000 | 2,127,000 | 3,127,000 | 4,217,000 |
| Noninterest income | 164,000 | 428,000 | 831,000 | 1,107,000 |
| Noninterest expense | 1,292,000 | 2,563,000 | 3,596,000 | 4,726,000 |
| Provision for loan losses | -250,000 | -400,000 | -300,000 | -200,000 |
| Pretax income | 189,000 | 392,000 | 663,000 | 804,000 |
| Income tax | 0 | 0 | 0 | 356,000 |
| Net income | 189,000 | 392,000 | 663,000 | 448,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,221,000 | 23,567,000 | 23,851,000 | 24,218,000 |
| Total capital | 23,399,000 | 24,757,000 | 25,068,000 | 25,482,000 |
| Risk-weighted assets | 93,933,000 | 96,804,000 | 97,310,000 | 107,432,000 |