Call reports 2025
FIRST NATIONAL BANK IN PORT LAVACA — 2025
What FIRST NATIONAL BANK IN PORT LAVACA reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 370,897,000 | 366,370,000 | 368,718,000 | 381,310,000 |
| Total loans | 218,262,000 | 218,945,000 | 212,587,000 | 207,919,000 |
| Allowance for loan losses | 1,711,000 | 1,800,000 | 1,752,000 | 1,937,000 |
| Securities available for sale | 112,970,000 | 109,873,000 | 109,217,000 | 107,258,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 305,290,000 | 300,286,000 | 300,488,000 | 313,339,000 |
| Interest-bearing deposits | 223,649,000 | 218,956,000 | 209,639,000 | 213,718,000 |
| Noninterest-bearing deposits | 81,641,000 | 81,330,000 | 90,849,000 | 99,621,000 |
| Equity capital | 32,647,000 | 33,383,000 | 36,742,000 | 37,423,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,006,000 | 8,189,000 | 12,249,000 | 16,359,000 |
| Interest expense | 1,397,000 | 2,771,000 | 4,176,000 | 5,582,000 |
| Net interest income | 2,609,000 | 5,418,000 | 8,073,000 | 10,777,000 |
| Noninterest income | 253,000 | 511,000 | 766,000 | 1,019,000 |
| Noninterest expense | 1,830,000 | 3,622,000 | 5,380,000 | 7,210,000 |
| Provision for loan losses | 5,000 | 94,000 | 47,000 | 231,000 |
| Pretax income | 1,054,000 | 2,243,000 | 3,467,000 | 4,399,000 |
| Income tax | 200,000 | 450,000 | 677,000 | 856,000 |
| Net income | 854,000 | 1,793,000 | 2,790,000 | 3,543,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,807,000 | 47,542,000 | 48,539,000 | 48,475,000 |