Call reports 2024
FIRST NATIONAL BANK IN PORT LAVACA — 2024
What FIRST NATIONAL BANK IN PORT LAVACA reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 397,685,000 | 385,534,000 | 389,973,000 | 377,736,000 |
| Total loans | 216,535,000 | 217,607,000 | 220,805,000 | 215,708,000 |
| Allowance for loan losses | 1,834,000 | 1,705,000 | 1,685,000 | 1,691,000 |
| Securities available for sale | 120,109,000 | 118,572,000 | 120,368,000 | 113,680,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 324,260,000 | 311,991,000 | 313,793,000 | 306,388,000 |
| Interest-bearing deposits | 241,826,000 | 229,851,000 | 228,714,000 | 226,954,000 |
| Noninterest-bearing deposits | 82,434,000 | 82,140,000 | 85,079,000 | 79,434,000 |
| Equity capital | 27,848,000 | 29,238,000 | 33,478,000 | 29,989,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,969,000 | 8,138,000 | 12,326,000 | 16,553,000 |
| Interest expense | 1,481,000 | 3,087,000 | 4,687,000 | 6,279,000 |
| Net interest income | 2,488,000 | 5,051,000 | 7,639,000 | 10,274,000 |
| Noninterest income | 255,000 | 522,000 | 771,000 | 1,036,000 |
| Noninterest expense | 1,759,000 | 3,510,000 | 5,341,000 | 7,157,000 |
| Provision for loan losses | 47,000 | -60,000 | -81,000 | -75,000 |
| Pretax income | 907,000 | 2,102,000 | 3,126,000 | 4,160,000 |
| Income tax | 187,000 | 390,000 | 583,000 | 804,000 |
| Net income | 720,000 | 1,712,000 | 2,543,000 | 3,356,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,542,000 | 45,330,000 | 46,161,000 | 45,954,000 |