Call reports 2023
FIRST NATIONAL BANK IN PORT LAVACA — 2023
What FIRST NATIONAL BANK IN PORT LAVACA reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 372,300,000 | 366,513,000 | 370,579,000 | 361,004,000 |
| Total loans | 207,583,000 | 211,126,000 | 216,543,000 | 212,741,000 |
| Allowance for loan losses | 1,684,000 | 1,765,000 | 1,809,000 | 1,790,000 |
| Securities available for sale | 133,265,000 | 127,895,000 | 120,474,000 | 124,791,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 335,064,000 | 330,577,000 | 337,476,000 | 323,308,000 |
| Interest-bearing deposits | 245,111,000 | 240,212,000 | 248,120,000 | 241,642,000 |
| Noninterest-bearing deposits | 89,953,000 | 90,365,000 | 89,356,000 | 81,666,000 |
| Equity capital | 26,298,000 | 24,859,000 | 22,770,000 | 28,216,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,295,000 | 6,727,000 | 10,329,000 | 13,999,000 |
| Interest expense | 672,000 | 1,667,000 | 2,896,000 | 4,158,000 |
| Net interest income | 2,623,000 | 5,060,000 | 7,433,000 | 9,841,000 |
| Noninterest income | 257,000 | 520,000 | 771,000 | 1,021,000 |
| Noninterest expense | 1,723,000 | 3,357,000 | 4,993,000 | 6,690,000 |
| Provision for loan losses | 12,000 | 96,000 | 141,000 | 114,000 |
| Pretax income | 1,145,000 | 2,138,000 | 3,080,000 | 4,085,000 |
| Income tax | 220,000 | 412,000 | 602,000 | 779,000 |
| Net income | 925,000 | 1,726,000 | 2,478,000 | 3,306,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,287,000 | 42,884,000 | 43,635,000 | 43,822,000 |