Call reports 2022
FIRST NATIONAL BANK IN PORT LAVACA — 2022
What FIRST NATIONAL BANK IN PORT LAVACA reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 387,817,000 | 389,400,000 | 377,547,000 | 375,335,000 |
| Total loans | 201,916,000 | 203,727,000 | 206,860,000 | 207,289,000 |
| Allowance for loan losses | 1,781,000 | 1,811,000 | 1,854,000 | 1,889,000 |
| Securities available for sale | 158,067,000 | 149,741,000 | 138,223,000 | 134,352,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 358,767,000 | 364,671,000 | 356,081,000 | 352,440,000 |
| Interest-bearing deposits | 251,810,000 | 254,974,000 | 254,765,000 | 253,570,000 |
| Noninterest-bearing deposits | 106,957,000 | 109,697,000 | 101,316,000 | 98,870,000 |
| Equity capital | 28,419,000 | 23,891,000 | 20,797,000 | 22,239,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,969,000 | 6,082,000 | 9,291,000 | 12,639,000 |
| Interest expense | 178,000 | 368,000 | 633,000 | 1,002,000 |
| Net interest income | 2,791,000 | 5,714,000 | 8,658,000 | 11,637,000 |
| Noninterest income | 248,000 | 514,000 | 770,000 | 1,013,000 |
| Noninterest expense | 1,708,000 | 3,352,000 | 4,996,000 | 6,641,000 |
| Provision for loan losses | 45,000 | 75,000 | 120,000 | 135,000 |
| Pretax income | 1,286,000 | 2,751,000 | 4,262,000 | 5,783,000 |
| Income tax | 253,000 | 541,000 | 843,000 | 1,114,000 |
| Net income | 1,033,000 | 2,210,000 | 3,419,000 | 4,669,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,612,000 | 39,586,000 | 40,795,000 | 41,227,000 |