Call reports 2020
FIRST NATIONAL BANK IN PORT LAVACA — 2020
What FIRST NATIONAL BANK IN PORT LAVACA reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 338,990,000 | 354,901,000 | 364,333,000 | 359,949,000 |
| Total loans | 174,230,000 | 181,783,000 | 187,049,000 | 181,131,000 |
| Allowance for loan losses | 1,393,000 | 1,504,000 | 1,566,000 | 1,596,000 |
| Securities available for sale | 129,781,000 | 135,678,000 | 139,269,000 | 146,448,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 300,847,000 | 315,114,000 | 323,624,000 | 320,042,000 |
| Interest-bearing deposits | 240,779,000 | 245,156,000 | 245,584,000 | 244,593,000 |
| Noninterest-bearing deposits | 60,068,000 | 69,958,000 | 78,040,000 | 75,449,000 |
| Equity capital | 37,057,000 | 38,199,000 | 39,337,000 | 38,717,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,989,000 | 5,937,000 | 8,934,000 | 11,916,000 |
| Interest expense | 508,000 | 807,000 | 1,121,000 | 1,419,000 |
| Net interest income | 2,481,000 | 5,130,000 | 7,813,000 | 10,497,000 |
| Noninterest income | 207,000 | 389,000 | 576,000 | 773,000 |
| Noninterest expense | 1,414,000 | 2,820,000 | 4,268,000 | 5,755,000 |
| Provision for loan losses | 100,000 | 210,000 | 270,000 | 300,000 |
| Pretax income | 1,174,000 | 2,489,000 | 3,851,000 | 5,215,000 |
| Income tax | 249,000 | 529,000 | 808,000 | 1,019,000 |
| Net income | 925,000 | 1,960,000 | 3,043,000 | 4,196,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,193,000 | 34,820,000 | 35,903,000 | 35,422,000 |
| Total capital | 35,586,000 | — | — | — |
| Risk-weighted assets | 152,672,000 | — | — | — |