Call reports 2019
FIRST NATIONAL BANK IN PORT LAVACA — 2019
What FIRST NATIONAL BANK IN PORT LAVACA reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 320,680,000 | 330,639,000 | 330,647,000 | 334,939,000 |
| Total loans | 166,500,000 | 167,972,000 | 168,980,000 | 170,564,000 |
| Allowance for loan losses | 1,223,000 | 1,231,000 | 1,264,000 | 1,292,000 |
| Securities available for sale | 123,960,000 | 125,959,000 | 125,423,000 | 133,088,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 288,501,000 | 296,423,000 | 295,338,000 | 300,266,000 |
| Interest-bearing deposits | 232,147,000 | 236,608,000 | 233,818,000 | 236,675,000 |
| Noninterest-bearing deposits | 56,354,000 | 59,815,000 | 61,521,000 | 63,591,000 |
| Equity capital | 31,898,000 | 33,832,000 | 34,828,000 | 34,186,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,862,000 | 5,821,000 | 8,840,000 | 11,837,000 |
| Interest expense | 522,000 | 1,103,000 | 1,739,000 | 2,306,000 |
| Net interest income | 2,340,000 | 4,718,000 | 7,101,000 | 9,531,000 |
| Noninterest income | 223,000 | 414,000 | 587,000 | 774,000 |
| Noninterest expense | 1,474,000 | 2,903,000 | 4,332,000 | 5,729,000 |
| Provision for loan losses | 40,000 | 65,000 | 95,000 | 125,000 |
| Pretax income | 1,049,000 | 2,163,000 | 3,260,000 | 4,450,000 |
| Income tax | 206,000 | 419,000 | 635,000 | 929,000 |
| Net income | 843,000 | 1,744,000 | 2,625,000 | 3,521,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,223,000 | 32,920,000 | 33,801,000 | 33,268,000 |
| Total capital | 33,446,000 | 34,151,000 | 35,065,000 | 34,560,000 |
| Risk-weighted assets | 150,143,000 | 150,972,000 | 152,642,000 | 151,191,000 |