Call reports 2018
FIRST NATIONAL BANK IN PORT LAVACA — 2018
What FIRST NATIONAL BANK IN PORT LAVACA reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 304,853,000 | 307,775,000 | 313,772,000 | 317,838,000 |
| Total loans | 150,899,000 | 155,093,000 | 156,464,000 | 163,369,000 |
| Allowance for loan losses | 1,405,000 | 1,296,000 | 1,208,000 | 1,186,000 |
| Securities available for sale | 123,794,000 | 122,639,000 | 118,793,000 | 127,804,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 276,897,000 | 279,344,000 | 285,051,000 | 288,038,000 |
| Interest-bearing deposits | 214,214,000 | 215,425,000 | 224,813,000 | 230,969,000 |
| Noninterest-bearing deposits | 62,683,000 | 63,919,000 | 60,238,000 | 57,069,000 |
| Equity capital | 27,777,000 | 28,202,000 | 28,391,000 | 29,525,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,446,000 | 5,008,000 | 7,681,000 | 10,524,000 |
| Interest expense | 307,000 | 666,000 | 1,077,000 | 1,570,000 |
| Net interest income | 2,139,000 | 4,342,000 | 6,604,000 | 8,954,000 |
| Noninterest income | 191,000 | 378,000 | 553,000 | 649,000 |
| Noninterest expense | 1,364,000 | 2,725,000 | 4,089,000 | 5,538,000 |
| Provision for loan losses | 0 | 0 | 40,000 | 25,000 |
| Pretax income | 966,000 | 1,995,000 | 3,028,000 | 4,040,000 |
| Income tax | 175,000 | 364,000 | 563,000 | 718,000 |
| Net income | 791,000 | 1,631,000 | 2,465,000 | 3,322,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,022,000 | 30,672,000 | 31,520,000 | 31,371,000 |
| Total capital | 31,427,000 | 31,968,000 | 32,728,000 | 32,557,000 |
| Risk-weighted assets | 142,012,000 | 146,857,000 | 146,657,000 | 151,888,000 |