Call reports 2016
FIRST NATIONAL BANK IN PORT LAVACA — 2016
What FIRST NATIONAL BANK IN PORT LAVACA reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 270,217,000 | 276,786,000 | 280,792,000 | 271,854,000 |
| Total loans | 132,251,000 | 134,710,000 | 135,351,000 | 136,830,000 |
| Allowance for loan losses | 1,312,000 | 1,328,000 | 1,316,000 | 1,306,000 |
| Securities available for sale | 116,963,000 | 119,236,000 | 117,172,000 | 120,513,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 238,289,000 | 243,260,000 | 247,015,000 | 241,549,000 |
| Interest-bearing deposits | 194,218,000 | 196,766,000 | 197,065,000 | 194,007,000 |
| Noninterest-bearing deposits | 44,071,000 | 46,494,000 | 49,950,000 | 47,542,000 |
| Equity capital | 30,942,000 | 32,125,000 | 32,568,000 | 30,156,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,197,000 | 4,438,000 | 6,749,000 | 9,011,000 |
| Interest expense | 230,000 | 447,000 | 667,000 | 882,000 |
| Net interest income | 1,967,000 | 3,991,000 | 6,082,000 | 8,129,000 |
| Noninterest income | 157,000 | 314,000 | 478,000 | 634,000 |
| Noninterest expense | 1,249,000 | 2,490,000 | 3,741,000 | 4,982,000 |
| Provision for loan losses | 25,000 | 40,000 | 50,000 | 50,000 |
| Pretax income | 850,000 | 1,775,000 | 2,769,000 | 3,753,000 |
| Income tax | 242,000 | 507,000 | 787,000 | 992,000 |
| Net income | 608,000 | 1,268,000 | 1,982,000 | 2,761,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,199,000 | 29,753,000 | 30,481,000 | 30,435,000 |
| Total capital | 30,511,000 | 31,081,000 | 31,797,000 | 31,741,000 |
| Risk-weighted assets | 124,325,000 | 127,017,000 | 126,106,000 | 126,950,000 |