Call reports 2015
FIRST NATIONAL BANK IN PORT LAVACA — 2015
What FIRST NATIONAL BANK IN PORT LAVACA reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 263,952,000 | 256,615,000 | 265,589,000 | 269,808,000 |
| Total loans | 112,591,000 | 119,445,000 | 124,791,000 | 130,049,000 |
| Allowance for loan losses | 1,361,000 | 1,364,000 | 1,277,000 | 1,284,000 |
| Securities available for sale | 130,456,000 | 118,016,000 | 120,704,000 | 121,181,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 233,620,000 | 227,237,000 | 234,832,000 | 239,441,000 |
| Interest-bearing deposits | 188,233,000 | 185,917,000 | 188,933,000 | 194,445,000 |
| Noninterest-bearing deposits | 45,387,000 | 41,320,000 | 45,899,000 | 44,996,000 |
| Equity capital | 29,205,000 | 28,685,000 | 29,868,000 | 29,713,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,053,000 | 4,204,000 | 6,363,000 | 8,606,000 |
| Interest expense | 308,000 | 600,000 | 851,000 | 1,090,000 |
| Net interest income | 1,745,000 | 3,604,000 | 5,512,000 | 7,516,000 |
| Noninterest income | 164,000 | 325,000 | 405,000 | 564,000 |
| Noninterest expense | 1,227,000 | 2,439,000 | 3,635,000 | 4,886,000 |
| Provision for loan losses | 20,000 | 20,000 | -69,000 | -59,000 |
| Pretax income | 662,000 | 1,502,000 | 2,383,000 | 3,285,000 |
| Income tax | 178,000 | 408,000 | 653,000 | 920,000 |
| Net income | 484,000 | 1,094,000 | 1,730,000 | 2,365,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,013,000 | 27,517,000 | 28,168,000 | 28,577,000 |
| Total capital | 28,374,000 | 28,881,000 | 29,445,000 | 29,861,000 |
| Risk-weighted assets | 114,515,000 | 118,021,000 | 121,596,000 | 124,563,000 |