Call reports 2014
FIRST NATIONAL BANK IN PORT LAVACA — 2014
What FIRST NATIONAL BANK IN PORT LAVACA reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 244,580,000 | 250,797,000 | 255,282,000 | 254,407,000 |
| Total loans | 90,435,000 | 97,082,000 | 104,568,000 | 107,894,000 |
| Allowance for loan losses | 1,297,000 | 1,301,000 | 1,334,000 | 1,331,000 |
| Securities available for sale | 134,116,000 | 135,884,000 | 130,099,000 | 131,307,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 218,707,000 | 223,186,000 | 227,426,000 | 226,107,000 |
| Interest-bearing deposits | 182,162,000 | 183,808,000 | 188,071,000 | 185,888,000 |
| Noninterest-bearing deposits | 36,545,000 | 39,378,000 | 39,355,000 | 40,219,000 |
| Equity capital | 25,624,000 | 26,880,000 | 27,266,000 | 27,766,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,855,000 | 3,827,000 | 5,826,000 | 7,912,000 |
| Interest expense | 377,000 | 745,000 | 1,106,000 | 1,444,000 |
| Net interest income | 1,478,000 | 3,082,000 | 4,720,000 | 6,468,000 |
| Noninterest income | 155,000 | 337,000 | 514,000 | 591,000 |
| Noninterest expense | 1,108,000 | 2,232,000 | 3,396,000 | 4,572,000 |
| Provision for loan losses | 0 | 3,000 | 33,000 | 43,000 |
| Pretax income | 528,000 | 1,187,000 | 1,808,000 | 2,447,000 |
| Income tax | 126,000 | 294,000 | 464,000 | 571,000 |
| Net income | 402,000 | 893,000 | 1,344,000 | 1,876,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,358,000 | 25,743,000 | 26,209,000 | 26,515,000 |
| Total capital | 26,512,000 | 26,953,000 | 27,496,000 | 27,823,000 |
| Risk-weighted assets | 92,203,000 | 96,745,000 | 102,908,000 | 104,651,000 |