Call reports 2013
FIRST NATIONAL BANK IN PORT LAVACA — 2013
What FIRST NATIONAL BANK IN PORT LAVACA reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 230,117,000 | 225,162,000 | 234,587,000 | 233,960,000 |
| Total loans | 74,268,000 | 81,970,000 | 83,945,000 | 89,158,000 |
| Allowance for loan losses | 1,297,000 | 1,273,000 | 1,294,000 | 1,297,000 |
| Securities available for sale | 141,747,000 | 125,757,000 | 130,382,000 | 131,427,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 201,864,000 | 199,944,000 | 209,405,000 | 209,273,000 |
| Interest-bearing deposits | 170,038,000 | 167,087,000 | 173,346,000 | 174,748,000 |
| Noninterest-bearing deposits | 31,826,000 | 32,857,000 | 36,059,000 | 34,525,000 |
| Equity capital | 26,772,000 | 24,828,000 | 24,928,000 | 24,582,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,743,000 | 3,509,000 | 5,261,000 | 7,155,000 |
| Interest expense | 475,000 | 932,000 | 1,365,000 | 1,776,000 |
| Net interest income | 1,268,000 | 2,577,000 | 3,896,000 | 5,379,000 |
| Noninterest income | 164,000 | 284,000 | 379,000 | 544,000 |
| Noninterest expense | 959,000 | 1,993,000 | 3,035,000 | 4,102,000 |
| Provision for loan losses | 40,000 | 95,000 | 125,000 | 135,000 |
| Pretax income | 433,000 | 808,000 | 1,150,000 | 1,735,000 |
| Income tax | 107,000 | 198,000 | 267,000 | 398,000 |
| Net income | 326,000 | 610,000 | 883,000 | 1,337,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,109,000 | 24,426,000 | 24,714,000 | 24,942,000 |
| Total capital | 25,119,000 | 25,515,000 | 25,813,000 | 26,076,000 |
| Risk-weighted assets | 80,547,000 | 86,898,000 | 87,745,000 | 90,593,000 |