Call reports 2012
FIRST NATIONAL BANK IN PORT LAVACA — 2012
What FIRST NATIONAL BANK IN PORT LAVACA reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 222,235,000 | 224,141,000 | 220,913,000 | 228,335,000 |
| Total loans | 71,903,000 | 72,979,000 | 72,314,000 | 71,997,000 |
| Allowance for loan losses | 1,229,000 | 1,225,000 | 1,152,000 | 1,260,000 |
| Securities available for sale | 125,298,000 | 121,126,000 | 125,886,000 | 138,210,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 193,932,000 | 195,206,000 | 190,883,000 | 199,985,000 |
| Interest-bearing deposits | 163,918,000 | 164,358,000 | 161,938,000 | 169,583,000 |
| Noninterest-bearing deposits | 30,014,000 | 30,848,000 | 28,945,000 | 30,402,000 |
| Equity capital | 26,536,000 | 26,967,000 | 27,837,000 | 26,822,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,829,000 | 3,664,000 | 5,410,000 | 7,196,000 |
| Interest expense | 572,000 | 1,101,000 | 1,627,000 | 2,132,000 |
| Net interest income | 1,257,000 | 2,563,000 | 3,783,000 | 5,064,000 |
| Noninterest income | 164,000 | 329,000 | 483,000 | 646,000 |
| Noninterest expense | 1,088,000 | 2,141,000 | 3,196,000 | 4,246,000 |
| Provision for loan losses | 47,000 | 77,000 | 87,000 | 117,000 |
| Pretax income | 286,000 | 759,000 | 1,068,000 | 1,477,000 |
| Income tax | 61,000 | 168,000 | 198,000 | 270,000 |
| Net income | 225,000 | 591,000 | 870,000 | 1,207,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,350,000 | 23,611,000 | 23,904,000 | 23,769,000 |
| Total capital | 24,370,000 | 24,637,000 | 24,904,000 | 24,767,000 |
| Risk-weighted assets | 81,423,000 | 81,868,000 | 79,839,000 | 79,595,000 |