Call reports 2011
FIRST NATIONAL BANK IN PORT LAVACA — 2011
What FIRST NATIONAL BANK IN PORT LAVACA reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 209,587,000 | 215,033,000 | 220,252,000 | 217,251,000 |
| Total loans | 73,657,000 | 73,803,000 | 73,626,000 | 73,292,000 |
| Allowance for loan losses | 578,000 | 668,000 | 760,000 | 1,191,000 |
| Securities available for sale | 117,180,000 | 118,040,000 | 119,082,000 | 124,711,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 183,785,000 | 187,645,000 | 190,845,000 | 188,474,000 |
| Interest-bearing deposits | 159,324,000 | 162,446,000 | 164,840,000 | 163,456,000 |
| Noninterest-bearing deposits | 24,461,000 | 25,199,000 | 26,005,000 | 25,018,000 |
| Equity capital | 24,696,000 | 25,673,000 | 27,124,000 | 26,447,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,913,000 | 3,931,000 | 5,945,000 | 7,880,000 |
| Interest expense | 638,000 | 1,268,000 | 1,897,000 | 2,513,000 |
| Net interest income | 1,275,000 | 2,663,000 | 4,048,000 | 5,367,000 |
| Noninterest income | 167,000 | 336,000 | 498,000 | 664,000 |
| Noninterest expense | 1,053,000 | 2,149,000 | 3,245,000 | 4,301,000 |
| Provision for loan losses | 193,000 | 291,000 | 399,000 | 971,000 |
| Pretax income | 196,000 | 559,000 | 870,000 | 1,238,000 |
| Income tax | -53,000 | 55,000 | 143,000 | 298,000 |
| Net income | 249,000 | 504,000 | 727,000 | 940,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,977,000 | 23,127,000 | 23,364,000 | 23,111,000 |
| Total capital | 23,555,000 | 23,795,000 | 24,124,000 | 24,135,000 |
| Risk-weighted assets | 84,918,000 | 85,843,000 | 84,710,000 | 81,786,000 |