Call reports 2010
FIRST NATIONAL BANK IN PORT LAVACA — 2010
What FIRST NATIONAL BANK IN PORT LAVACA reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 194,281,000 | 195,952,000 | 203,865,000 | 206,631,000 |
| Total loans | 79,746,000 | 78,257,000 | 76,512,000 | 73,738,000 |
| Allowance for loan losses | 999,000 | 636,000 | 669,000 | 799,000 |
| Securities available for sale | 88,786,000 | 96,020,000 | 101,381,000 | 108,218,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 168,347,000 | 168,834,000 | 176,245,000 | 180,613,000 |
| Interest-bearing deposits | 146,870,000 | 147,106,000 | 154,396,000 | 159,430,000 |
| Noninterest-bearing deposits | 21,477,000 | 21,728,000 | 21,849,000 | 21,183,000 |
| Equity capital | 24,671,000 | 25,530,000 | 26,007,000 | 24,397,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,000,000 | 3,998,000 | 5,989,000 | 7,943,000 |
| Interest expense | 633,000 | 1,259,000 | 1,907,000 | 2,566,000 |
| Net interest income | 1,367,000 | 2,739,000 | 4,082,000 | 5,377,000 |
| Noninterest income | 186,000 | 364,000 | 538,000 | 734,000 |
| Noninterest expense | 1,044,000 | 2,350,000 | 3,471,000 | 4,657,000 |
| Provision for loan losses | 123,000 | 55,000 | 148,000 | 450,000 |
| Pretax income | 386,000 | 698,000 | 1,001,000 | 1,004,000 |
| Income tax | 135,000 | 141,000 | 205,000 | 245,000 |
| Net income | 251,000 | 557,000 | 796,000 | 759,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,715,000 | 22,916,000 | 23,169,000 | 22,666,000 |
| Total capital | 23,714,000 | 23,552,000 | 23,838,000 | 23,465,000 |
| Risk-weighted assets | 89,166,000 | 89,239,000 | 88,944,000 | 87,289,000 |