Call reports 2009
FIRST NATIONAL BANK IN PORT LAVACA — 2009
What FIRST NATIONAL BANK IN PORT LAVACA reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 177,516,000 | 174,077,000 | 183,299,000 | 191,209,000 |
| Total loans | 84,057,000 | 83,043,000 | 80,523,000 | 80,414,000 |
| Allowance for loan losses | 523,000 | 553,000 | 424,000 | 875,000 |
| Securities available for sale | 75,793,000 | 75,043,000 | 82,423,000 | 83,817,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 152,336,000 | 148,766,000 | 156,660,000 | 165,410,000 |
| Interest-bearing deposits | 131,250,000 | 128,586,000 | 135,977,000 | 145,291,000 |
| Noninterest-bearing deposits | 21,086,000 | 20,180,000 | 20,683,000 | 20,119,000 |
| Equity capital | 23,898,000 | 24,033,000 | 25,108,000 | 24,284,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,052,000 | 4,093,000 | 6,139,000 | 8,209,000 |
| Interest expense | 745,000 | 1,454,000 | 2,105,000 | 2,750,000 |
| Net interest income | 1,307,000 | 2,639,000 | 4,034,000 | 5,459,000 |
| Noninterest income | 210,000 | 387,000 | 556,000 | 730,000 |
| Noninterest expense | 977,000 | 2,025,000 | 3,180,000 | 4,296,000 |
| Provision for loan losses | 26,000 | 59,000 | 68,000 | 566,000 |
| Pretax income | 514,000 | 942,000 | 1,342,000 | 1,327,000 |
| Income tax | 155,000 | 282,000 | 424,000 | 279,000 |
| Net income | 359,000 | 660,000 | 918,000 | 1,048,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,318,000 | 22,514,000 | 22,786,000 | 22,450,000 |
| Total capital | 22,841,000 | 23,067,000 | 23,210,000 | 23,325,000 |
| Risk-weighted assets | 87,425,000 | 85,776,000 | 85,728,000 | 87,836,000 |