Call reports 2008
FIRST NATIONAL BANK IN PORT LAVACA — 2008
What FIRST NATIONAL BANK IN PORT LAVACA reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 169,166,000 | 170,581,000 | 169,644,000 | 173,573,000 |
| Total loans | 76,454,000 | 80,241,000 | 83,808,000 | 84,286,000 |
| Allowance for loan losses | 447,000 | 457,000 | 481,000 | 496,000 |
| Securities available for sale | 73,008,000 | 69,545,000 | 67,444,000 | 69,630,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,726,000 | 147,372,000 | 147,146,000 | 148,711,000 |
| Interest-bearing deposits | 121,340,000 | 124,220,000 | 125,476,000 | 127,481,000 |
| Noninterest-bearing deposits | 23,386,000 | 23,152,000 | 21,670,000 | 21,230,000 |
| Equity capital | 23,268,000 | 22,614,000 | 22,264,000 | 23,371,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,366,000 | 4,532,000 | 6,423,000 | 8,497,000 |
| Interest expense | 934,000 | 1,790,000 | 2,602,000 | 3,382,000 |
| Net interest income | 1,432,000 | 2,742,000 | 3,821,000 | 5,115,000 |
| Noninterest income | 213,000 | 395,000 | 573,000 | 750,000 |
| Noninterest expense | 914,000 | 1,881,000 | 2,853,000 | 3,844,000 |
| Provision for loan losses | 15,000 | 29,000 | 54,000 | 71,000 |
| Pretax income | 716,000 | 1,227,000 | 1,477,000 | 1,116,000 |
| Income tax | 221,000 | 372,000 | 522,000 | 276,000 |
| Net income | 495,000 | 855,000 | 955,000 | 840,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,080,000 | 22,290,000 | 21,779,000 | 21,955,000 |
| Total capital | 22,527,000 | 22,747,000 | 22,260,000 | 22,451,000 |
| Risk-weighted assets | 81,092,000 | 84,744,000 | 86,835,000 | 86,967,000 |