Call reports 2007
FIRST NATIONAL BANK IN PORT LAVACA — 2007
What FIRST NATIONAL BANK IN PORT LAVACA reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 178,738,000 | 172,385,000 | 167,771,000 | 166,107,000 |
| Total loans | 51,562,000 | 55,550,000 | 72,933,000 | 72,971,000 |
| Allowance for loan losses | 428,000 | 434,000 | 441,000 | 443,000 |
| Securities available for sale | 101,315,000 | 97,406,000 | 78,319,000 | 72,438,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,926,000 | 150,868,000 | 144,896,000 | 142,386,000 |
| Interest-bearing deposits | 131,022,000 | 126,984,000 | 121,133,000 | 119,520,000 |
| Noninterest-bearing deposits | 25,904,000 | 23,884,000 | 23,763,000 | 22,866,000 |
| Equity capital | 21,303,000 | 21,126,000 | 22,233,000 | 22,470,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,322,000 | 4,703,000 | 7,033,000 | 9,370,000 |
| Interest expense | 1,123,000 | 2,253,000 | 3,310,000 | 4,335,000 |
| Net interest income | 1,199,000 | 2,450,000 | 3,723,000 | 5,035,000 |
| Noninterest income | 196,000 | 332,000 | 462,000 | 617,000 |
| Noninterest expense | 961,000 | 1,904,000 | 2,823,000 | 3,785,000 |
| Provision for loan losses | 13,000 | 26,000 | 43,000 | 60,000 |
| Pretax income | 421,000 | 851,000 | 1,319,000 | 1,807,000 |
| Income tax | 122,000 | 249,000 | 389,000 | 526,000 |
| Net income | 299,000 | 602,000 | 930,000 | 1,281,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,130,000 | 21,313,000 | 21,659,000 | 21,563,000 |
| Total capital | 21,558,000 | 21,747,000 | 22,100,000 | 22,006,000 |
| Risk-weighted assets | 64,417,000 | 66,705,000 | 79,861,000 | 83,383,000 |