Call reports 2006
FIRST NATIONAL BANK IN PORT LAVACA — 2006
What FIRST NATIONAL BANK IN PORT LAVACA reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 174,449,000 | 168,497,000 | 170,608,000 | 173,137,000 |
| Total loans | 43,386,000 | 44,253,000 | 45,079,000 | 46,734,000 |
| Allowance for loan losses | 425,000 | 435,000 | 427,000 | 426,000 |
| Securities available for sale | 102,544,000 | 99,601,000 | 101,184,000 | 101,658,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,286,000 | 148,342,000 | 149,435,000 | 151,637,000 |
| Interest-bearing deposits | 134,712,000 | 125,965,000 | 127,755,000 | 130,744,000 |
| Noninterest-bearing deposits | 19,574,000 | 22,377,000 | 21,680,000 | 20,893,000 |
| Equity capital | 19,919,000 | 19,787,000 | 20,927,000 | 20,763,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,965,000 | 4,165,000 | 6,406,000 | 8,777,000 |
| Interest expense | 817,000 | 1,757,000 | 2,764,000 | 3,877,000 |
| Net interest income | 1,148,000 | 2,408,000 | 3,642,000 | 4,900,000 |
| Noninterest income | 171,000 | 350,000 | 523,000 | 715,000 |
| Noninterest expense | 931,000 | 1,890,000 | 2,858,000 | 3,850,000 |
| Provision for loan losses | 11,000 | 23,000 | 35,000 | 45,000 |
| Pretax income | 388,000 | 856,000 | 1,283,000 | 1,731,000 |
| Income tax | 112,000 | 260,000 | 382,000 | 512,000 |
| Net income | 276,000 | 596,000 | 901,000 | 1,219,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,402,000 | 20,659,000 | 20,995,000 | 20,827,000 |
| Total capital | 20,827,000 | 21,094,000 | 21,422,000 | 21,253,000 |
| Risk-weighted assets | 59,779,000 | 58,798,000 | 58,744,000 | 59,800,000 |