Call reports 2005
FIRST NATIONAL BANK IN PORT LAVACA — 2005
What FIRST NATIONAL BANK IN PORT LAVACA reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 129,485,000 | 142,065,000 | 163,331,000 | 150,179,000 |
| Total loans | 32,875,000 | 34,192,000 | 34,589,000 | 36,465,000 |
| Allowance for loan losses | 392,000 | 409,000 | 416,000 | 418,000 |
| Securities available for sale | 37,669,000 | 45,824,000 | 90,534,000 | 96,809,000 |
| Securities held to maturity | 40,902,000 | 39,075,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,623,000 | 120,677,000 | 142,466,000 | 129,498,000 |
| Interest-bearing deposits | 93,982,000 | 104,109,000 | 114,372,000 | 111,508,000 |
| Noninterest-bearing deposits | 14,641,000 | 16,568,000 | 28,094,000 | 17,990,000 |
| Equity capital | 20,269,000 | 20,684,000 | 20,577,000 | 20,035,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,477,000 | 3,062,000 | 4,846,000 | 6,727,000 |
| Interest expense | 487,000 | 1,045,000 | 1,780,000 | 2,558,000 |
| Net interest income | 990,000 | 2,017,000 | 3,066,000 | 4,169,000 |
| Noninterest income | 161,000 | 469,000 | 620,000 | 784,000 |
| Noninterest expense | 731,000 | 1,465,000 | 2,218,000 | 3,036,000 |
| Provision for loan losses | 13,000 | 25,000 | 37,000 | 46,000 |
| Pretax income | 407,000 | 996,000 | 1,431,000 | 1,871,000 |
| Income tax | 122,000 | 310,000 | 436,000 | 577,000 |
| Net income | 285,000 | 686,000 | 995,000 | 1,294,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,538,000 | 20,834,000 | 21,000,000 | 20,806,000 |
| Total capital | 20,930,000 | 21,243,000 | 21,416,000 | 21,224,000 |
| Risk-weighted assets | 44,288,000 | 47,482,000 | 51,449,000 | 50,249,000 |