Call reports 2004
FIRST NATIONAL BANK IN PORT LAVACA — 2004
What FIRST NATIONAL BANK IN PORT LAVACA reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 127,433,000 | 128,256,000 | 129,950,000 | 130,500,000 |
| Total loans | 30,948,000 | 32,110,000 | 33,079,000 | 33,039,000 |
| Allowance for loan losses | 342,000 | 358,000 | 363,000 | 388,000 |
| Securities available for sale | 40,066,000 | 39,578,000 | 38,795,000 | 36,385,000 |
| Securities held to maturity | 35,807,000 | 33,894,000 | 37,012,000 | 40,249,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,906,000 | 107,366,000 | 108,610,000 | 109,111,000 |
| Interest-bearing deposits | 91,045,000 | 92,276,000 | 92,032,000 | 92,945,000 |
| Noninterest-bearing deposits | 14,861,000 | 15,090,000 | 16,578,000 | 16,166,000 |
| Equity capital | 20,490,000 | 20,135,000 | 20,584,000 | 20,302,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,343,000 | 2,668,000 | 4,080,000 | 5,565,000 |
| Interest expense | 410,000 | 829,000 | 1,268,000 | 1,730,000 |
| Net interest income | 933,000 | 1,839,000 | 2,812,000 | 3,835,000 |
| Noninterest income | 160,000 | 310,000 | 464,000 | 647,000 |
| Noninterest expense | 719,000 | 1,440,000 | 2,169,000 | 2,908,000 |
| Provision for loan losses | 12,000 | 20,000 | 26,000 | 36,000 |
| Pretax income | 350,000 | 671,000 | 1,055,000 | 1,512,000 |
| Income tax | 107,000 | 203,000 | 316,000 | 428,000 |
| Net income | 243,000 | 468,000 | 739,000 | 1,084,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,049,000 | 20,149,000 | 20,424,000 | 20,281,000 |
| Total capital | 20,395,000 | 20,507,000 | 20,790,000 | 20,669,000 |
| Risk-weighted assets | 42,110,000 | 43,302,000 | 44,383,000 | 44,427,000 |