Call reports 2003
FIRST NATIONAL BANK IN PORT LAVACA — 2003
What FIRST NATIONAL BANK IN PORT LAVACA reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 130,988,000 | 128,771,000 | 128,330,000 | 128,203,000 |
| Total loans | 29,578,000 | 30,024,000 | 28,918,000 | 30,120,000 |
| Allowance for loan losses | 320,000 | 321,000 | 323,000 | 328,000 |
| Securities available for sale | 47,073,000 | 44,718,000 | 45,183,000 | 40,005,000 |
| Securities held to maturity | 33,967,000 | 32,912,000 | 31,401,000 | 35,188,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,451,000 | 107,123,000 | 106,936,000 | 106,670,000 |
| Interest-bearing deposits | 93,736,000 | 91,748,000 | 90,638,000 | 92,105,000 |
| Noninterest-bearing deposits | 15,715,000 | 15,375,000 | 16,298,000 | 14,565,000 |
| Equity capital | 20,415,000 | 20,522,000 | 20,481,000 | 20,149,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,477,000 | 2,904,000 | 4,211,000 | 5,557,000 |
| Interest expense | 528,000 | 1,033,000 | 1,494,000 | 1,915,000 |
| Net interest income | 949,000 | 1,871,000 | 2,717,000 | 3,642,000 |
| Noninterest income | 141,000 | 286,000 | 430,000 | 584,000 |
| Noninterest expense | 708,000 | 1,429,000 | 2,142,000 | 2,846,000 |
| Provision for loan losses | 13,000 | 26,000 | 37,000 | 48,000 |
| Pretax income | 339,000 | 642,000 | 892,000 | 1,236,000 |
| Income tax | 107,000 | 205,000 | 270,000 | 388,000 |
| Net income | 232,000 | 437,000 | 622,000 | 848,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,728,000 | 19,813,000 | 19,998,000 | 19,800,000 |
| Total capital | 20,069,000 | 20,156,000 | 20,330,000 | 20,128,000 |
| Risk-weighted assets | 41,229,000 | 41,511,000 | 40,458,000 | 41,773,000 |