Call reports 2002
FIRST NATIONAL BANK IN PORT LAVACA — 2002
What FIRST NATIONAL BANK IN PORT LAVACA reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 123,946,000 | 124,748,000 | 127,415,000 | 125,458,000 |
| Total loans | 28,575,000 | 30,989,000 | 30,773,000 | 29,710,000 |
| Allowance for loan losses | 284,000 | 296,000 | 307,000 | 314,000 |
| Securities available for sale | 42,129,000 | 43,559,000 | 43,447,000 | 41,306,000 |
| Securities held to maturity | 31,789,000 | 30,799,000 | 30,629,000 | 33,453,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,725,000 | 104,078,000 | 105,887,000 | 103,717,000 |
| Interest-bearing deposits | 90,022,000 | 90,311,000 | 90,582,000 | 89,471,000 |
| Noninterest-bearing deposits | 13,703,000 | 13,767,000 | 15,305,000 | 14,246,000 |
| Equity capital | 19,291,000 | 19,720,000 | 20,418,000 | 20,268,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,721,000 | 3,408,000 | 5,076,000 | 6,664,000 |
| Interest expense | 742,000 | 1,391,000 | 2,002,000 | 2,570,000 |
| Net interest income | 979,000 | 2,017,000 | 3,074,000 | 4,094,000 |
| Noninterest income | 129,000 | 255,000 | 393,000 | 557,000 |
| Noninterest expense | 651,000 | 1,347,000 | 2,055,000 | 2,800,000 |
| Provision for loan losses | 17,000 | 32,000 | 48,000 | 94,000 |
| Pretax income | 440,000 | 883,000 | 1,324,000 | 1,687,000 |
| Income tax | 131,000 | 272,000 | 418,000 | 527,000 |
| Net income | 309,000 | 611,000 | 906,000 | 1,160,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,105,000 | 19,352,000 | 19,647,000 | 19,495,000 |
| Total capital | 19,389,000 | 19,658,000 | 19,970,000 | 19,832,000 |
| Risk-weighted assets | 41,719,000 | 43,652,000 | 43,823,000 | 42,131,000 |