Call reports 2015
COLUMBIA NATIONAL BANK — 2015
What COLUMBIA NATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 49,788,000 | 48,258,000 | 47,152,000 | 46,022,000 |
| Total loans | 26,337,000 | 26,459,000 | 27,754,000 | 27,311,000 |
| Allowance for loan losses | 264,000 | 248,000 | 259,000 | 260,000 |
| Securities available for sale | 9,286,000 | 9,489,000 | 9,235,000 | 7,818,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,177,000 | 42,647,000 | 41,451,000 | 40,298,000 |
| Interest-bearing deposits | 28,916,000 | 28,359,000 | 28,025,000 | 27,344,000 |
| Noninterest-bearing deposits | 15,261,000 | 14,288,000 | 13,426,000 | 12,954,000 |
| Equity capital | 5,482,000 | 5,485,000 | 5,567,000 | 5,607,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 356,000 | 714,000 | 1,101,000 | 1,496,000 |
| Interest expense | 17,000 | 33,000 | 51,000 | 67,000 |
| Net interest income | 339,000 | 681,000 | 1,050,000 | 1,429,000 |
| Noninterest income | 38,000 | 70,000 | 107,000 | 160,000 |
| Noninterest expense | 308,000 | 613,000 | 930,000 | 1,295,000 |
| Provision for loan losses | 12,000 | 24,000 | 36,000 | 36,000 |
| Pretax income | 57,000 | 114,000 | 191,000 | 258,000 |
| Income tax | 2,000 | 3,000 | 1,000 | 1,000 |
| Net income | 55,000 | 111,000 | 190,000 | 257,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,420,000 | 5,442,000 | 5,505,000 | 5,572,000 |
| Total capital | 5,708,000 | 5,715,000 | 5,791,000 | 5,858,000 |
| Risk-weighted assets | 27,268,000 | 27,275,000 | 27,762,000 | 27,250,000 |