Call reports 2006
FIRST NATIONAL BANK OF BELDEN, THE — 2006
What FIRST NATIONAL BANK OF BELDEN, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 |
|---|---|---|
| Total assets | 31,311,000 | 30,908,000 |
| Total loans | 27,773,000 | 27,130,000 |
| Allowance for loan losses | 449,000 | 452,000 |
| Securities available for sale | 2,023,000 | 2,041,000 |
| Securities held to maturity | 454,000 | 452,000 |
| Trading assets | 0 | 0 |
| Total deposits | 27,416,000 | 27,107,000 |
| Interest-bearing deposits | 24,083,000 | 24,469,000 |
| Noninterest-bearing deposits | 3,333,000 | 2,638,000 |
| Equity capital | 2,844,000 | 3,056,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 |
|---|---|---|
| Interest income | 538,000 | 1,153,000 |
| Interest expense | 208,000 | 435,000 |
| Net interest income | 330,000 | 718,000 |
| Noninterest income | 22,000 | 50,000 |
| Noninterest expense | 199,000 | 420,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 153,000 | 348,000 |
| Income tax | 0 | 0 |
| Net income | 153,000 | 348,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 |
|---|---|---|
| Tier 1 capital | 2,870,000 | 3,065,000 |
| Total capital | 3,233,000 | 3,420,000 |
| Risk-weighted assets | 28,899,000 | 28,296,000 |