Call reports 2005
FIRST NATIONAL BANK OF BELDEN, THE — 2005
What FIRST NATIONAL BANK OF BELDEN, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 28,965,000 | 29,315,000 | 30,075,000 | 30,933,000 |
| Total loans | 24,727,000 | 24,672,000 | 25,999,000 | 25,878,000 |
| Allowance for loan losses | 433,000 | 436,000 | 444,000 | 448,000 |
| Securities available for sale | 1,762,000 | 1,750,000 | 2,225,000 | 2,225,000 |
| Securities held to maturity | 510,000 | 597,000 | 595,000 | 456,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,247,000 | 26,479,000 | 26,884,000 | 27,094,000 |
| Interest-bearing deposits | 23,222,000 | 23,023,000 | 23,563,000 | 23,503,000 |
| Noninterest-bearing deposits | 3,025,000 | 3,456,000 | 3,321,000 | 3,591,000 |
| Equity capital | 2,589,000 | 2,709,000 | 2,855,000 | 2,994,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 442,000 | 913,000 | 1,440,000 | 1,981,000 |
| Interest expense | 122,000 | 268,000 | 438,000 | 633,000 |
| Net interest income | 320,000 | 645,000 | 1,002,000 | 1,348,000 |
| Noninterest income | 17,000 | 36,000 | 55,000 | 76,000 |
| Noninterest expense | 197,000 | 413,000 | 639,000 | 865,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 140,000 | 268,000 | 418,000 | 559,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 140,000 | 268,000 | 418,000 | 559,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,598,000 | 2,727,000 | 2,876,000 | 3,016,000 |
| Total capital | 2,923,000 | 3,052,000 | 3,219,000 | 3,359,000 |
| Risk-weighted assets | 25,935,000 | 26,021,000 | 27,322,000 | 27,330,000 |