Call reports 2004
FIRST NATIONAL BANK OF BELDEN, THE — 2004
What FIRST NATIONAL BANK OF BELDEN, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 26,984,000 | 26,533,000 | 26,839,000 | 28,491,000 |
| Total loans | 21,869,000 | 22,330,000 | 21,862,000 | 24,566,000 |
| Allowance for loan losses | 300,000 | 309,000 | 419,000 | 429,000 |
| Securities available for sale | 465,000 | 1,952,000 | 2,250,000 | 1,518,000 |
| Securities held to maturity | 520,000 | 516,000 | 514,000 | 511,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,227,000 | 23,707,000 | 23,972,000 | 25,624,000 |
| Interest-bearing deposits | 21,145,000 | 20,929,000 | 21,520,000 | 21,940,000 |
| Noninterest-bearing deposits | 3,082,000 | 2,778,000 | 2,452,000 | 3,684,000 |
| Equity capital | 2,613,000 | 2,690,000 | 2,727,000 | 2,729,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 410,000 | 811,000 | 1,255,000 | 1,677,000 |
| Interest expense | 99,000 | 200,000 | 306,000 | 417,000 |
| Net interest income | 311,000 | 611,000 | 949,000 | 1,260,000 |
| Noninterest income | 19,000 | 39,000 | 57,000 | 73,000 |
| Noninterest expense | 218,000 | 406,000 | 625,000 | 800,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 112,000 | 244,000 | 381,000 | 533,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 112,000 | 244,000 | 381,000 | 533,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,597,000 | 2,674,000 | 2,709,000 | 2,738,000 |
| Total capital | 2,892,000 | 2,971,000 | 3,004,000 | 3,062,000 |
| Risk-weighted assets | 23,589,000 | 23,797,000 | 23,441,000 | 25,878,000 |