Call reports 2003
FIRST NATIONAL BANK OF BELDEN, THE — 2003
What FIRST NATIONAL BANK OF BELDEN, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 24,826,000 | 25,504,000 | 25,557,000 | 25,775,000 |
| Total loans | 21,465,000 | 21,834,000 | 22,442,000 | 22,600,000 |
| Allowance for loan losses | 451,000 | 496,000 | 354,000 | 296,000 |
| Securities available for sale | 1,459,000 | 1,430,000 | 896,000 | 670,000 |
| Securities held to maturity | 734,000 | 727,000 | 727,000 | 723,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,202,000 | 22,772,000 | 22,424,000 | 23,059,000 |
| Interest-bearing deposits | 20,290,000 | 20,915,000 | 20,250,000 | 20,013,000 |
| Noninterest-bearing deposits | 1,912,000 | 1,857,000 | 2,174,000 | 3,046,000 |
| Equity capital | 2,458,000 | 2,566,000 | 2,518,000 | 2,553,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 417,000 | 863,000 | 1,277,000 | 1,721,000 |
| Interest expense | 134,000 | 262,000 | 379,000 | 483,000 |
| Net interest income | 283,000 | 601,000 | 898,000 | 1,238,000 |
| Noninterest income | 19,000 | 36,000 | 57,000 | 76,000 |
| Noninterest expense | 181,000 | 366,000 | 572,000 | 785,000 |
| Provision for loan losses | 25,000 | 67,000 | 67,000 | 113,000 |
| Pretax income | 96,000 | 204,000 | 316,000 | 416,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 96,000 | 204,000 | 316,000 | 416,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,406,000 | 2,513,000 | 2,485,000 | 2,535,000 |
| Total capital | 2,689,000 | 2,803,000 | 2,782,000 | 2,831,000 |
| Risk-weighted assets | 22,449,000 | 22,985,000 | 23,728,000 | 23,923,000 |