Call reports 2002
FIRST NATIONAL BANK OF BELDEN, THE — 2002
What FIRST NATIONAL BANK OF BELDEN, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 26,404,000 | 25,089,000 | 25,569,000 | 25,192,000 |
| Total loans | 22,946,000 | 21,948,000 | 21,555,000 | 21,031,000 |
| Allowance for loan losses | 382,000 | 368,000 | 411,000 | 424,000 |
| Securities available for sale | 1,679,000 | 1,673,000 | 1,688,000 | 1,475,000 |
| Securities held to maturity | 755,000 | 751,000 | 906,000 | 741,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,353,000 | 22,361,000 | 22,428,000 | 22,534,000 |
| Interest-bearing deposits | 21,275,000 | 20,621,000 | 20,565,000 | 20,282,000 |
| Noninterest-bearing deposits | 2,078,000 | 1,740,000 | 1,863,000 | 2,252,000 |
| Equity capital | 2,185,000 | 2,214,000 | 2,340,000 | 2,462,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 466,000 | 916,000 | 1,382,000 | 1,863,000 |
| Interest expense | 207,000 | 392,000 | 559,000 | 718,000 |
| Net interest income | 259,000 | 524,000 | 823,000 | 1,145,000 |
| Noninterest income | 15,000 | 35,000 | 52,000 | 67,000 |
| Noninterest expense | 158,000 | 319,000 | 492,000 | 680,000 |
| Provision for loan losses | 0 | 0 | 40,000 | 80,000 |
| Pretax income | 116,000 | 240,000 | 343,000 | 452,000 |
| Income tax | 126,000 | 128,000 | 131,000 | 120,000 |
| Net income | -10,000 | 112,000 | 212,000 | 332,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,167,000 | 2,190,000 | 2,289,000 | 2,411,000 |
| Total capital | 2,467,000 | 2,477,000 | 2,574,000 | 2,689,000 |
| Risk-weighted assets | 23,915,000 | 22,900,000 | 22,699,000 | 22,121,000 |