Call reports 2001
FIRST NATIONAL BANK OF BELDEN, THE — 2001
What FIRST NATIONAL BANK OF BELDEN, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 25,275,000 | 25,137,000 | 25,831,000 | 26,807,000 |
| Total loans | 21,405,000 | 21,924,000 | 22,007,000 | 22,820,000 |
| Allowance for loan losses | 404,000 | 408,000 | 403,000 | 381,000 |
| Securities available for sale | 591,000 | 578,000 | 1,290,000 | 1,692,000 |
| Securities held to maturity | 1,326,000 | 1,218,000 | 763,000 | 759,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,864,000 | 22,613,000 | 23,359,000 | 23,860,000 |
| Interest-bearing deposits | 20,896,000 | 20,804,000 | 21,338,000 | 21,232,000 |
| Noninterest-bearing deposits | 1,968,000 | 1,809,000 | 2,021,000 | 2,628,000 |
| Equity capital | 2,205,000 | 2,292,000 | 2,248,000 | 2,300,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 554,000 | 1,080,000 | 1,590,000 | 2,081,000 |
| Interest expense | 288,000 | 576,000 | 847,000 | 1,084,000 |
| Net interest income | 266,000 | 504,000 | 743,000 | 997,000 |
| Noninterest income | 17,000 | 34,000 | 51,000 | 68,000 |
| Noninterest expense | 175,000 | 339,000 | 520,000 | 686,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 108,000 | 199,000 | 274,000 | 379,000 |
| Income tax | -17,000 | -15,000 | -12,000 | -9,000 |
| Net income | 125,000 | 214,000 | 286,000 | 388,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,189,000 | 2,278,000 | 2,231,000 | 2,282,000 |
| Total capital | 2,470,000 | 2,565,000 | 2,520,000 | 2,585,000 |
| Risk-weighted assets | 22,319,000 | 22,805,000 | 23,135,000 | 24,172,000 |