Call reports 2003
HACIENDA BANK — 2003
What HACIENDA BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 72,014,000 | 79,936,000 | 79,066,000 | 93,425,000 |
| Total loans | 54,051,000 | 52,029,000 | 51,096,000 | 51,424,000 |
| Allowance for loan losses | 555,000 | 563,000 | 587,000 | 615,000 |
| Securities available for sale | 4,056,000 | 2,994,000 | 2,394,000 | 8,047,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,111,000 | 73,981,000 | 73,067,000 | 80,390,000 |
| Interest-bearing deposits | 53,855,000 | 59,240,000 | 59,084,000 | 60,932,000 |
| Noninterest-bearing deposits | 12,256,000 | 14,741,000 | 13,983,000 | 19,458,000 |
| Equity capital | 5,800,000 | 5,867,000 | 5,911,000 | 12,726,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,133,000 | 2,299,000 | 3,411,000 | 738,000 |
| Interest expense | 190,000 | 415,000 | 623,000 | 123,000 |
| Net interest income | 943,000 | 1,884,000 | 2,788,000 | 615,000 |
| Noninterest income | 247,000 | 518,000 | 751,000 | 126,000 |
| Noninterest expense | 1,068,000 | 2,182,000 | 3,212,000 | 582,000 |
| Provision for loan losses | 13,000 | 31,000 | 61,000 | 20,000 |
| Pretax income | 109,000 | 189,000 | 266,000 | 139,000 |
| Income tax | 12,000 | 22,000 | 33,000 | 31,000 |
| Net income | 97,000 | 167,000 | 233,000 | 108,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,764,000 | 5,834,000 | 5,900,000 | 5,737,000 |
| Total capital | 6,364,000 | 6,435,000 | 6,525,000 | 6,390,000 |
| Risk-weighted assets | 59,717,000 | 59,757,000 | 58,735,000 | 60,401,000 |