Call reports 2002
HACIENDA BANK — 2002
What HACIENDA BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 62,313,000 | 66,312,000 | 67,292,000 | 67,784,000 |
| Total loans | 48,570,000 | 48,524,000 | 50,241,000 | 51,065,000 |
| Allowance for loan losses | 518,000 | 575,000 | 609,000 | 569,000 |
| Securities available for sale | 4,291,000 | 3,505,000 | 3,703,000 | 4,109,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,923,000 | 60,739,000 | 61,618,000 | 61,902,000 |
| Interest-bearing deposits | 44,971,000 | 47,113,000 | 48,043,000 | 49,835,000 |
| Noninterest-bearing deposits | 11,952,000 | 13,626,000 | 13,575,000 | 12,067,000 |
| Equity capital | 5,333,000 | 5,494,000 | 5,590,000 | 5,708,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,088,000 | 2,213,000 | 3,344,000 | 4,506,000 |
| Interest expense | 201,000 | 374,000 | 563,000 | 759,000 |
| Net interest income | 887,000 | 1,839,000 | 2,781,000 | 3,747,000 |
| Noninterest income | 204,000 | 409,000 | 630,000 | 858,000 |
| Noninterest expense | 1,020,000 | 2,002,000 | 3,054,000 | 4,140,000 |
| Provision for loan losses | 26,000 | 60,000 | 87,000 | 94,000 |
| Pretax income | 45,000 | 225,000 | 332,000 | 433,000 |
| Income tax | 2,000 | 14,000 | 28,000 | 6,000 |
| Net income | 43,000 | 211,000 | 304,000 | 427,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,283,000 | 5,451,000 | 5,543,000 | 5,667,000 |
| Total capital | 5,801,000 | 6,026,000 | 6,152,000 | 6,278,000 |
| Risk-weighted assets | 52,904,000 | 54,031,000 | 56,214,000 | 56,776,000 |