Call reports 2001
HACIENDA BANK — 2001
What HACIENDA BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 56,796,000 | 60,071,000 | 62,597,000 | 61,626,000 |
| Total loans | 40,779,000 | 40,158,000 | 43,116,000 | 45,653,000 |
| Allowance for loan losses | 463,000 | 475,000 | 483,000 | 499,000 |
| Securities available for sale | 5,077,000 | 4,054,000 | 5,681,000 | 4,870,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,458,000 | 54,632,000 | 57,245,000 | 56,248,000 |
| Interest-bearing deposits | 40,488,000 | 42,217,000 | 44,162,000 | 43,712,000 |
| Noninterest-bearing deposits | 10,970,000 | 12,415,000 | 13,083,000 | 12,536,000 |
| Equity capital | 5,085,000 | 5,177,000 | 5,283,000 | 5,316,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,116,000 | 2,225,000 | 3,322,000 | 4,413,000 |
| Interest expense | 309,000 | 627,000 | 928,000 | 1,164,000 |
| Net interest income | 807,000 | 1,598,000 | 2,394,000 | 3,249,000 |
| Noninterest income | 205,000 | 470,000 | 680,000 | 916,000 |
| Noninterest expense | 967,000 | 1,955,000 | 2,941,000 | 3,943,000 |
| Provision for loan losses | 21,000 | 30,000 | 38,000 | 85,000 |
| Pretax income | 67,000 | 162,000 | 193,000 | 269,000 |
| Income tax | -16,000 | -36,000 | -36,000 | -36,000 |
| Net income | 83,000 | 198,000 | 229,000 | 305,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,018,000 | 5,132,000 | 5,163,000 | 5,240,000 |
| Total capital | 5,558,000 | 5,684,000 | 5,646,000 | 5,739,000 |
| Risk-weighted assets | 41,491,000 | 41,632,000 | 47,266,000 | 49,526,000 |