Call report 2008Q4
FIRST CORNERSTONE BANK — 2008Q4
The 22 measures FIRST CORNERSTONE BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 206,555,000 | USD | evidence → |
| Total loans | 181,319,000 | USD | evidence → |
| Allowance for loan losses | 1,406,000 | USD | evidence → |
| Securities available for sale | 17,341,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 165,002,000 | USD | evidence → |
| Interest-bearing deposits | 157,969,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,033,000 | USD | evidence → |
| Equity capital | 14,614,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,595,000 | USD | evidence → |
| Interest expense | 7,922,000 | USD | evidence → |
| Net interest income | 4,673,000 | USD | evidence → |
| Noninterest income | 78,000 | USD | evidence → |
| Noninterest expense | 4,261,000 | USD | evidence → |
| Provision for loan losses | 146,000 | USD | evidence → |
| Pretax income | 124,000 | USD | evidence → |
| Income tax | 42,000 | USD | evidence → |
| Net income | 82,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,402,000 | USD | evidence → |
| Total capital | 15,808,000 | USD | evidence → |
| Risk-weighted assets | 167,582,000 | USD | evidence → |