Call report 2007Q4
FIRST CORNERSTONE BANK — 2007Q4
The 22 measures FIRST CORNERSTONE BANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 181,661,000 | USD | evidence → |
| Total loans | 153,228,000 | USD | evidence → |
| Allowance for loan losses | 1,260,000 | USD | evidence → |
| Securities available for sale | 20,170,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 147,930,000 | USD | evidence → |
| Interest-bearing deposits | 141,098,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,832,000 | USD | evidence → |
| Equity capital | 14,102,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,431,000 | USD | evidence → |
| Interest expense | 7,708,000 | USD | evidence → |
| Net interest income | 3,723,000 | USD | evidence → |
| Noninterest income | 106,000 | USD | evidence → |
| Noninterest expense | 3,595,000 | USD | evidence → |
| Provision for loan losses | 92,000 | USD | evidence → |
| Pretax income | 142,000 | USD | evidence → |
| Income tax | 48,000 | USD | evidence → |
| Net income | 94,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,951,000 | USD | evidence → |
| Total capital | 15,211,000 | USD | evidence → |
| Risk-weighted assets | 141,599,000 | USD | evidence → |