Call report 2005Q4
FIRST CORNERSTONE BANK — 2005Q4
The 22 measures FIRST CORNERSTONE BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 138,783,000 | USD | evidence → |
| Total loans | 107,398,000 | USD | evidence → |
| Allowance for loan losses | 1,023,000 | USD | evidence → |
| Securities available for sale | 25,430,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 115,417,000 | USD | evidence → |
| Interest-bearing deposits | 108,958,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,459,000 | USD | evidence → |
| Equity capital | 10,776,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,126,000 | USD | evidence → |
| Interest expense | 3,570,000 | USD | evidence → |
| Net interest income | 3,556,000 | USD | evidence → |
| Noninterest income | 40,000 | USD | evidence → |
| Noninterest expense | 3,188,000 | USD | evidence → |
| Provision for loan losses | 168,000 | USD | evidence → |
| Pretax income | 259,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 885,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,843,000 | USD | evidence → |
| Total capital | 11,866,000 | USD | evidence → |
| Risk-weighted assets | 100,511,000 | USD | evidence → |