Call report 2003Q4
FIRST CORNERSTONE BANK — 2003Q4
The 22 measures FIRST CORNERSTONE BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 75,405,000 | USD | evidence → |
| Total loans | 55,429,000 | USD | evidence → |
| Allowance for loan losses | 768,000 | USD | evidence → |
| Securities available for sale | 17,275,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 64,718,000 | USD | evidence → |
| Interest-bearing deposits | 60,264,000 | USD | evidence → |
| Noninterest-bearing deposits | 4,454,000 | USD | evidence → |
| Equity capital | 9,907,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,902,000 | USD | evidence → |
| Interest expense | 1,750,000 | USD | evidence → |
| Net interest income | 2,152,000 | USD | evidence → |
| Noninterest income | 35,000 | USD | evidence → |
| Noninterest expense | 1,993,000 | USD | evidence → |
| Provision for loan losses | 170,000 | USD | evidence → |
| Pretax income | 70,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 70,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,981,000 | USD | evidence → |
| Total capital | 10,647,000 | USD | evidence → |
| Risk-weighted assets | 53,185,000 | USD | evidence → |