Call reports 2007
FARMERS STATE BANK OF FORT MORGAN — 2007
What FARMERS STATE BANK OF FORT MORGAN reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 137,803,000 | 137,838,000 | 142,566,000 | 148,302,000 |
| Total loans | 60,892,000 | 64,235,000 | 66,587,000 | 64,688,000 |
| Allowance for loan losses | 1,292,000 | 1,191,000 | 955,000 | 970,000 |
| Securities available for sale | 58,601,000 | 58,125,000 | 58,050,000 | 56,658,000 |
| Securities held to maturity | 11,385,000 | 11,382,000 | 11,361,000 | 11,356,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,086,000 | 107,295,000 | 112,058,000 | 115,511,000 |
| Interest-bearing deposits | 84,024,000 | 83,646,000 | 83,939,000 | 87,947,000 |
| Noninterest-bearing deposits | 24,062,000 | 23,648,000 | 28,119,000 | 27,564,000 |
| Equity capital | 21,574,000 | 20,842,000 | 22,306,000 | 22,597,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,967,000 | 4,008,000 | 6,074,000 | 8,142,000 |
| Interest expense | 723,000 | 1,451,000 | 2,218,000 | 2,963,000 |
| Net interest income | 1,244,000 | 2,557,000 | 3,856,000 | 5,179,000 |
| Noninterest income | 176,000 | 350,000 | 526,000 | 753,000 |
| Noninterest expense | 834,000 | 1,671,000 | 2,536,000 | 3,661,000 |
| Provision for loan losses | 0 | 0 | -252,000 | -252,000 |
| Pretax income | 586,000 | 1,236,000 | 2,106,000 | 2,531,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 586,000 | 1,236,000 | 2,106,000 | 2,531,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,946,000 | 22,596,000 | 23,083,000 | 22,755,000 |
| Total capital | 23,895,000 | 23,580,000 | 24,038,000 | 23,725,000 |
| Risk-weighted assets | 75,545,000 | 78,527,000 | 80,839,000 | 81,107,000 |