Call reports 2006
FARMERS STATE BANK OF FORT MORGAN — 2006
What FARMERS STATE BANK OF FORT MORGAN reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 146,972,000 | 138,990,000 | 138,735,000 | 140,549,000 |
| Total loans | 66,729,000 | 65,633,000 | 64,186,000 | 62,552,000 |
| Allowance for loan losses | 1,453,000 | 1,467,000 | 1,365,000 | 1,328,000 |
| Securities available for sale | 57,908,000 | 57,379,000 | 58,399,000 | 58,388,000 |
| Securities held to maturity | 11,583,000 | 11,441,000 | 11,400,000 | 11,386,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,723,000 | 105,960,000 | 100,644,000 | 105,760,000 |
| Interest-bearing deposits | 95,005,000 | 85,784,000 | 78,099,000 | 81,940,000 |
| Noninterest-bearing deposits | 20,719,000 | 20,176,000 | 22,545,000 | 23,820,000 |
| Equity capital | 18,708,000 | 19,031,000 | 20,835,000 | 20,647,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,021,000 | 4,058,000 | 6,054,000 | 8,109,000 |
| Interest expense | 646,000 | 1,332,000 | 2,084,000 | 2,847,000 |
| Net interest income | 1,375,000 | 2,726,000 | 3,970,000 | 5,262,000 |
| Noninterest income | 171,000 | 335,000 | 510,000 | 728,000 |
| Noninterest expense | 816,000 | 1,608,000 | 2,417,000 | 3,477,000 |
| Provision for loan losses | -50,000 | -50,000 | -165,000 | -215,000 |
| Pretax income | 780,000 | 1,503,000 | 2,228,000 | 2,728,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 780,000 | 1,503,000 | 2,228,000 | 2,728,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,161,000 | 21,885,000 | 22,610,000 | 22,360,000 |
| Total capital | 22,152,000 | 22,884,000 | 23,592,000 | 23,322,000 |
| Risk-weighted assets | 78,832,000 | 79,413,000 | 78,194,000 | 76,631,000 |